Sunday, January 9, 2011

A house for Todd and Sarah

Since we just moved to the Denver area, we are looking for a house! We are living in corporate housing right now (an apartment) and are trying to find a house as soon as possible. We have found several we like but have only seen a few on the inside. We are going to look at more tomorrow night and more the following Monday. We are really hoping to have an offer in on a house within a couple of weeks so we can get our loan going and get moved sometime in February.

This is such a hard choice! We have to choose where it's best to live and how much we want to spend and what features we can't live without. This is tough! We bought our first house over 5 years ago and it was the only house we looked at inside! We fell in love and at that point it was more of a sellers market (versus a buyers market now) so we acted quick and put in an offer right away since we loved the house we saw. We are a lot smarter now than then. I was only 22 - what do you expect?? :)

Needless to say, I think we are a lot smarter now and know what we need and want in a house and won't settle. The super great thing now is, the interest rates are lower than when we last bought and the property taxes are much lower out here so we can get a house that is quite a bit more expensive out here for the same or a similar payment to what we were paying back home. That is awesome!

The biggest thing we are trying to decide right now is whether we want to spend a little more and have a house that is near perfect or spend less and have a lower payment for a house that needs some work (not a lot, just a few things like some paint). I go back and forth because in some ways, I don't want to have to do anything to the house for it to be ready but in some ways, I wouldn't mind having a house that needs a few things done and maybe an unfinished basement that we can personalize and also, once we repair or replace a few things, will have instant equity and have a much lower payment. So many decisions!!! So little time!!! Literally.

Wish us luck as we try to find a great home here in Denver!

2 comments on "A house for Todd and Sarah"

Travel & Dive Girl on January 10, 2011 at 7:50 AM said...

I say pay a little less and have more money left over for fun stuff like holidays!

Jules on January 12, 2011 at 10:08 AM said...

My opinion would be to pay less and give that personalize touch, even if it's just some paint color. Good luck! Hope you find what you are looking for.

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