Tuesday, February 8, 2011

Less than a week!

We move into our new house in less than a week! I know there is still a lot of work left as far as moving stuff from our apartment to our house but I am still really excited.

We finally are about done with getting our loan approved so we should be ready to close on time next Monday. We were starting to get worried about the loan because the underwriter kept wanting more and more stuff. I get it - the economy was bad so they are really picky about lending but man, it was getting ridiculous!

It almost doesn't feel real that we are going to be in our new house so soon. I can't wait to get some new furniture and get it decorated the way I want.

My stress level is coming down slowly but surely. We are almost there!

Monday, February 7, 2011

I'm a Municipal Securities Principal - huh?

I passed my test this morning! I had to take my series 53 test and I actually passed it - a small miracle! I was sure I wouldn't because I have been so busy with other house stuff that I didn't study as much as I wanted to/thought I should.

Anyway, nothing really exciting happens now, just had to have it for my job.

I think my boss will be pleased that I passed!

Yay me!

Saturday, February 5, 2011

Study, study, study

That is all I will be doing this weekend other than showering, eating and sleeping!

I have to take my test for work on Monday morning and I am not yet fully prepared. I am hoping after about 8 hours today and 8 hours tomorrow of studying I will be able to knock it out on Monday but I can only hope.

So without further delay....I better get to it!

Happy weekend!

Tuesday, February 1, 2011

Random Tuesday thoughts

I am especially good at being random right now because of how many different things are running through my head these days. There should be a big, huge 'let down' in about 3 weeks. I will be done moving into our new house, done with my test for work and have my baby back here in Denver with me. The commute to work will suck more and we still have to find a daycare but all in all, I would have to say I can't wait for the next few weeks to pass by.

On that note, here are a few other things going on in my head right now.

-What if our house burned down in our new neighborhood? I've never thought of this before, but what kind of a house would they let you re-build? What if the builder didn't exist anymore (went out of business)? The only reason I wonder this is because we have a home owner's association in our new neighborhood and we never had one before back home and they are super strict with everything so it makes me wonder how/what they would let you re-build??!!

-It is FREEZING here in Denver today! Even worse actually since freezing is 32 degrees and it was -9 this morning with a wind chill of -18! My toes were so cold by the time I got to work that I thought they were going to fall off! I can't drink enough warm coffee this morning!

-We went back home to Nebraska this weekend one last time and I didn't even really get to say goodbye to my house or really ponder it. We left without much thought but it is weird that I will probably never step foot in that house again! We got to see the kiddo for a day and a half which was the best part. Just over two more weeks and he will be back here in Denver with us for good! I can't wait!

-I still have a list of things to do a million miles long. I need to find a daycare for my son, call the insurance company to get a quote on our new house and if the price is bad, find a new insurance company, get my care licensed here in Colorado, get a new driver's license, start boxing stuff up in our apartment, finish studying for the test I have next Monday, call our garbage service from back home to cancel, find new internet/phone company out here and set up an appointment for hook up when we move in, find a doctor/dentist for me, find a doctor for my son (since he is 26 months and still hasn't had his 2 year check up), have the POA paperwork signed and notarized for our house closing, etc. etc. etc. It is never ending!

-I have been having bad dreams about our new house, like the rooms are different sizes than I thought, there is ugly colored paint on the walls, the layout of the house is completely different, the house is in terrible shape and a bunch of other nonsense. I think I am dreaming this since I only saw the house once and wonder if that was enough to make a decision on and in the back of my mind I worry I won't like it as much as I thought. The good thing is, my husband saw it a second time and said he still really liked it so I think we are ok.

-I have to take my test for work next Monday and I am pretty nervous. My studying has not been going as well as I hoped due to all of this moving business. I am planning on studying the whole weekend this weekend but still, I don't want to fail the test. I have taken four of these type of tests before and haven't failed one yet. Crossing my fingers!

-I am such a dork, but love watching the Bachelor. I already know what's going to happen this season because I read a website that has spoilers but I love to watch the show anyway. I am not a fan of the Bachelorette as much since it just seems more boring to me. But it is funny to see who in the house is crazy and weird and how the dates unfold, even if I already know the ending. Hopefully, next Monday night when it is on again, I can watch it guilt free because I will have taken my test that morning and hopefully passed and won't have to worry about studying instead of watching!

-It is not looking so good for a tax refund this year. My husband started doing our taxes online last night and normally we get a pretty big refund, but this year, we are either getting a tiny refund or paying in a tiny amount. Booooo. That is terrible news because we were hoping to use some of the money to buy furniture for our new house! This will be the first year since we were married that we haven't gotten a good refund. What a bummer.

-Speaking of furniture, we should still have some money to get some and I am excited to get in our house, pick out furniture and decorate it the way I want! New houses are fun!

-That's all I got. Happy Tuesday!

Friday, January 28, 2011


I know the world goes on with little care for what is going on in my life and how stressed I am but I can't help feeling like I have been and will be stressed forever!

I am trying to breathe deeply but the little things are getting to me, probably because all the little things add up to a huge feeling of being overwhelmed.

I am ready to be done with moving. All I am thinking about these days is what we have to do today as far as paperwork or phone calls or emails to make sure everything goes perfect and we get closed on our new house on time. It seems like so many things could go wrong and a few things already have. I cannot wait until this is over and we are settled once and for all out here!

Right now we are still waiting on the underwriting decision to make sure we actually are approved for our loan. I'm not worried about being denied, but what I am worried about is the time frame. We close on February 14th and they just got our information yesterday and if it takes several days to review and then they come back saying some information is missing and we get any documents or whatever they need and send it back, it can take several more days to review. Going back and forth more than once means we can't close on time which can't happen or we will literally be homeless.

We are also trying to get everything finished up on our home back in Nebraska so that we can close on that house on time. Our new loan won't go through unless we close on our old house first. The list has been never ending on things we have to fix on our old house for Todd's company to buy it from us. We are so sick of that house and though I may have a few feelings of nostalgia seeing it one last time, mostly I just want to rid myself of it. It has been such a burden! Part of the reason is because after having 'owned' it for 5+ years, we are getting nothing out of it and actually are losing a little bit. It makes me sick to my stomach to think about since we have dumped so much money into that house and have nothing to show for it. We are convinced that won't happen to us with our new house. At least we are hoping!

We are going to Nebraska again this weekend to finish up the house stuff, but more importantly, to see our little baby! It has been two weeks and I miss him so much that it hurts! I have gotten really emotional the last few weeks without him, more so than the last time I didn't see him. It sucks not having a daycare here yet and not being settled. Otherwise, he would be here with us. We only get to see him for little more than a day but we are so excited! We are also going to bring some stuff back with us that the movers can't move so we don't have to worry about it later. We won't get back home tonight until about 3 am so we will be exhausted tomorrow but we will get through it.

The good news is, this crazy stress should be short lived. We close on our new house in just over two weeks and once our stuff is delivered to our new house, I am hoping we will be mostly settled and unpacked within another week after that. So all in all, about 4 more weeks of stress, with it tapering off towards three weeks from now. I am ready for a mental break.

Oh yeah, one more thing to add stress. I am studying for my series 53 test right now for my job. I have to pass the test on February 7th or I will have to take it again within a month. I have been trying to study for it but have been so busy and stressed that I haven't been doing a good job. I hope I pass the test. I would hate to have to tell my boss that I failed.

Here's to less stressful days!

Saturday, January 22, 2011

30 by 30 revisited

So, more than a year ago I decided to make a list of 30 things I would like to do by age 30. I said at the time that I reserved the right to change any of these. My sister in law did a 40 by 40 project, but on hers, she just said she wanted to do 40 things that she hadn't done before but she didn't choose them in advance the way I am. I think both ways are fun to do but for me, I feel like it will help me stick to the list more and help me do things I really want to do.

Here are my newest items - 20-30. At the bottom, I will post my previous 19 items and if I have accomplished any of them.

20. Go to a pro football game.

21. Go to a pro basketball game.

22. Go to a pro hockey game.

23. Run a half marathon.

24. Pass my series 53 test.

25. Go back to college (as to when I finish, that is up in the air).

26. Get invisalign (have wanted this for years).

27. Hike a 14er (not to be confused with my general goal of going on a hiking trip).

28. Go to Las Vegas.

29. Have my home fully decorated (so I don't feel like there are any rooms unfinished).

30. Crochet something that looks good.

Here are my previous goals:

1. Get a tattoo.

2. Lose 30 pounds - On my way. I am down about 10 or 11 pounds. I actually did this last year but have gained some back - time to get back to it!

3. Scrapbook my son's first year of life - Doing ok on this, need to catch up though. Still need to finish this!

4. Go on a hiking trip. I think we will do this soon now that we live in Colorado!

5. Get family pictures taken - plan on doing this when Xander turns 1. Booo. I never did this but had scheduled this last fall but then we moved before our appointment. Soon.

6. Start playing piano again. Not yet, but want to buy a piano for our new house.

7. Start swimming again.

8. Do another scrapbook of some sort besides Xander's baby scrapbook - also working on this. I've started a few but need to finish these. I plan to once we move into our house.

9. Visit two states that I haven't been to yet.

10. Be able to run 3 miles without stopping. I got close back in 2009 but haven't gotten back into running for a while.

11. Read at least 25 of these novels.

12. Have my A1C level below 6.5 for 1 straight year.

13. Have our second child if we decide to have another. Probably not going to happen before 30 but who know!

14. Have at least one car that is paid off.

15. Travel overseas, preferably to France/Spain.

16. Have made at least one cake with fondant and be able to say it turned out well.

17. Win a photo hunt contest like this one. Just one picture needs to win for me to be happy!

18. Sew at least one article of clothing from scratch.

19. Have hair longer than my shoulder for once in the last 10 years! Yay!! I did this one - and recently chopped it all off!

Thursday, January 20, 2011

A million things.....

Are going through my head right now. Like....

-My $12,000 plus hospital bill that I am still not sure if the insurance company paid on.

-The perfect storm that is closing on our house in Nebraska and closing on our house here in Colorado. The timing of it is just crazy - We literally have to close on the house back home the Friday before we close on our new house (on Monday). Crazy. Good thing we don't have to be back in Nebraska for the closing there!

-Moving our stuff and the timing of when the moving truck will come back home and when they will drop off here and how many days I will be sleeping on the floor in our new house until the bed is delivered. :) Maybe an air mattress purchase is in my future!

-Finding a daycare for the kiddo. I have looked at some online and will start making calls soon.

- Passing the series 53 for work. I have to take it on Friday, February 4th and I haven't been doing the best at studying it but will hit it soon. I must pass.

-Buying furniture for our new house. We don't need a lot but will need some stuff and don't know where to find good stuff out here.

-Losing weight. I have gained some back and hate it and know part of the gain is due to stress. Must.Do.Something.

-A baby. Todd and I go back and forth about whether we want another kid or not. I am pretty sure right now we are on 'no'. But that could change again.

-A bunch more random stuff that no one cares about.

Monday, January 17, 2011

The house

Here are the pictures of the house (from the listing). The link from my last post doesn't work anymore because the listing was removed but we got the pictures back! We will take more pictures once we move in but this gives just a taste of what the house looks like. The pictures looks very yellow but the colors are just very neutral so that is good. Here they are!

Wednesday, January 12, 2011

Is this the one?

I looked at a house tonight that I thought could be 'the one' here in Denver, but it wasn't because it is a short sale and there is no guarantee of when we could close on the house with a short sale. We have a limited amount of time and need a guarantee.

Anyway, of the ones we haved looked at, we think there is one we really want. This is it, but is it the one for us? Time will tell!


Sunday, January 9, 2011

A house for Todd and Sarah

Since we just moved to the Denver area, we are looking for a house! We are living in corporate housing right now (an apartment) and are trying to find a house as soon as possible. We have found several we like but have only seen a few on the inside. We are going to look at more tomorrow night and more the following Monday. We are really hoping to have an offer in on a house within a couple of weeks so we can get our loan going and get moved sometime in February.

This is such a hard choice! We have to choose where it's best to live and how much we want to spend and what features we can't live without. This is tough! We bought our first house over 5 years ago and it was the only house we looked at inside! We fell in love and at that point it was more of a sellers market (versus a buyers market now) so we acted quick and put in an offer right away since we loved the house we saw. We are a lot smarter now than then. I was only 22 - what do you expect?? :)

Needless to say, I think we are a lot smarter now and know what we need and want in a house and won't settle. The super great thing now is, the interest rates are lower than when we last bought and the property taxes are much lower out here so we can get a house that is quite a bit more expensive out here for the same or a similar payment to what we were paying back home. That is awesome!

The biggest thing we are trying to decide right now is whether we want to spend a little more and have a house that is near perfect or spend less and have a lower payment for a house that needs some work (not a lot, just a few things like some paint). I go back and forth because in some ways, I don't want to have to do anything to the house for it to be ready but in some ways, I wouldn't mind having a house that needs a few things done and maybe an unfinished basement that we can personalize and also, once we repair or replace a few things, will have instant equity and have a much lower payment. So many decisions!!! So little time!!! Literally.

Wish us luck as we try to find a great home here in Denver!

Friday, January 7, 2011

January 7th

So here it is - a new year. I am not sure what to think or what to do. We are so busy with trying to find a new house and dealing with all of things that come along with moving to another state. The house thing (selling ours and buying a new one) is the most stressful part. I actually joked with Todd about letting him decide on a house for us because it is a huge decision that I don't know if I want to deal with.

I had some 'resolutions' in my head but have been disappointed in myself with them so far. I swear I have gained about 10-15 pounds back from the 30 I lost late last year. It sucks because it is hard to lose weight but oh so easy to gain it back. I refuse to gain it all back so I have to start doing something about it and soon!

I also have another test to study for for my job. I need to take it by the end of this month or early next month in case I don't pass it. That gives me enough time to take it again before my deadline is up to have it done. I have until mid-March but I just want to get it over with.

I have decided to be less boring this year and told my husband that we need to do some fun stuff this year, especially now that we live in a state with lots to do! I have a list of things I would like to try this year and it should be a lot of fun! I just have to get organized so we can do some of it!

I better get back to work. It is fun to blog but I have things to do. Until next time.....

Monday, January 3, 2011

New Year's Resolutions

I know that it is so cliche but I am going to go ahead and make a few. I am going to keep it pretty simple and not go overboard so I can stay realistic.

The two words I am going to focus on are 'blame' and 'commitment'

A famous quote says 'blame renders you powerless'. I need to quit blaming other people or other things when something goes wrong in my life. True, there are plenty of times that something is someone else's fault, but blaming someone else takes away my power to try and fix it. I need to take responsibility where I should and accept things that I can't change without getting so upset.

I used commitment as my other one because I need to fully commit to things instead of starting and stopping things and I should encourage my husband to do the same. I am pretty bad about starting a project or a workout routine or whatever it might be and not following all the way through. I don't feel I do this at my job because I know I can't, but I do this a lot in my personal life.

Hopefully this will be a great year for me and my family and for everyone else too!

Saturday, December 18, 2010

Our 'Crazy' Life

That is what the new title of my blog should be. I haven't written much because our life has been crazy recently - but that is how it goes when you are relocating to a different city!

I am out in Denver and just got done with my first week at the new job. It is so weird to be in a different city, to be working downtown on the 17th floor of our building and taking the bus to work every day. So different from what I am used to!

My kiddo is not here and though I miss him, the time has gone so fast that I haven't had much time to miss him. He is with Todd's parents and they will bring him out next week for Christmas.

I am ready for the holidays to be over even though normally, this is my favorite time of year by far! It is just so different this year that it has been hard to really get into the spirit. No house to decorate, no home for the holidays, it's just so weird. I still love this time of year but I think next Christmas will be better once we are settled.

Once Christmas is over, we will be closer to buying a new house out here and being settled. Also, hopefully we will have sold our house or we will take the buy out on our house in Nebraska and not have to worry about that anymore.

Also, as weird as it sounds, I am just ready to be up and running at my new job. I just got issued my laptop this week but it doesn't have a power cord yet and I don't even have a log on anyway! It is so different from other places I work since I am not even really in their system yet (even though I already got paid for my first week - rock on!). I don't even have my badge yet! Oh, well!

Anyway, I have a feeling that the next two months will be just as crazy as the last month and a half. Buying and moving into a new house are no small feats. We have been looking at a lot of houses but need to start looking at some soon. After the first of the year, we will have a lot more time I hope!

That's all for now. I plan on blogging more once this whirlwind 3+ months are over. I hope it happens since I like to write. I just haven't had the time!

Merry Christmas in case I don't get back here before then!

Wednesday, December 1, 2010

I got the job!

At the risk of making anyone mad who has been looking at jobs forever, I will say I got the one and only job I applied for in Denver! I am so excited and feel so lucky and blessed to have gotten the job!

It is with a company called AXA Equitable! It is similar to what I do now and I will end up getting one more license after I start. I am excited to try something new but also a little nervous to start again in a new company with new people and new products and rules and such. I know I can succeed and know I will be working directly with the guy who interviewed me and that is a good thing. He seems really nice and also very smart.

The best news of all is that I will get to be out in Denver by Christmas time to be with my husband! I was hoping we would be moved out there before Christmas and this job was my only hope of that. I will be there one week before Christmas but that is ok, as long as I am there. The biggest challenge of moving out there will be trying to find daycare on such short notice for Xander. I told Todd he will have to start calling around out there to see what he can find.

The other super great part of this is it is another good pay raise for me! I am excited about that because hopefully our higher income will help us get approved for a new home loan out there - I know the banks are a lot stricter these days!

Anyway, I haven't been writing much and probably won't have a chance to write but once or twice more before the new year. I am hoping things settle down after the first of the year but that may be when we buy a new house and move in so that will be a lot of craziness also!

Let the adventure begin! Oh wait, it has already begun. Let the adventure continue! :)

Sunday, November 14, 2010

Life right now

Life is tough right now. This is the time in life I have to put on my big girl panties and suck it up and deal with everything difficult right now. There is so much going on and I miss my husband so much already (even though he has only been gone a week and a half and I saw him this week and see him again next weekend).

The hardest part of all of this will be pretty much everything up until Xander and I are out in Denver permanently. I have so much to do and so little time and very little help and it is stressing me so much. I am tired and sick and the stress is causing me to break out on my face which makes me feel ugly. I feel like I am so tired but have so much on my mind that I can't fall asleep.

The to do list is endless and I have been working on it for a week and a half already! When will it end? I was hoping to get the house on the market tomorrow but that is clearly not happening. The next Monday will just have to do unless by some miracle I can get the 10,000 things that still need to be done to the house done in the next three days. I still have to get a bunch of cleaning done (though a lot is already done), get the carpets cleaned and the ceiling painted and then get the house staged so it looks as close to perfect as possible. I have been lucky enough to have the help of my parent and my in laws so far and they have helped me a ton!

The next big challenge is actually selling the house. That is why I am running around like a chicken with my head cut off trying to get stuff done. I am one of those people that wants my house just perfect before listing it because I am hoping that will help it sell fast and for top dollar. I really want to it to sell in the first 30 days and be done with it! Todd's company buys it from us if it doesn't sell after 60 days, but I don't want to get to that point. I hope we have interest right away and I think we will if the realtor words the listing right. Our house has a lot going for it and I think it will attract a good buyer.

Once the house is on the market, my next huge task is finding a job. I have done some looking but have only applied for one job so far. I haven't had any time to apply! Once the house is listed, I am going to try to spend 2-3 hours every night researching and applying for jobs. I have to find one! We won't be able to buy a house in Denver right away if I don't. A lot of pressure. Luckily, Todd's company pays for a consultant to help me find a job. I'm just hoping something will come out of it. It will be really hard to find a job in another state - I supposed I will have to head out there for a few interviews. That will not be fun.

Then the next task after the above mentioned two is finding a new house in Denver. This is all contingent upon me finding a job like I said. If I don't, we will be renters for a while. I am not looking forward to moving all of our stuff out there to a storage unit and then to a house within a year or so. That would suck! Hopefully everything just falls into place.

I am trying to take it one day at a time and it is hard. Each day goes by so fast and I don't feel like I get as much done as I need to. All I can do is keep trying and hope for the best. I really miss my husband and hate sleeping alone at night and I know Xander misses his dad too! He has been pretty good overall through this process, but he makes more messes than I can keep up with! That is going to be the biggest challenge - keeping up with him and keeping the house in showing condition all the time. You never know when someone will want to see your house so it has to be perfect at all times! I am hoping that it sells fast too because once the papers are signed, I won't be quite as crazy about keeping it clean to show.

Anyway, that is all I have for now. I have to go get the laundry and get to bed - it is going to be another long week of trying to get stuff done!